منابع مشابه
Private Health Insurance Premiums and Federal Policy
Most Americans are covered by private health insurance, which they either obtain through employment or purchase individually. Insurance premiums—the payments made to buy that coverage by enrollees or by other parties on their behalf—are high and rising. The Congressional Budget Office and the staff of the Joint Committee on Taxation (JCT) project that in 2016, the average premium for an employm...
متن کاملTort law and medical malpractice insurance premiums.
This paper estimated the effects of tort law and insurer investment returns on physician malpractice insurance premiums. Data were collected on tort law from 1991 through 2004, and multivariate regression models, including fixed effects for state and year, were used to estimate the effect of changes in tort law on medical malpractice premiums. The premium consequences of national policy changes...
متن کاملEstimating Densities, Quantiles, Quantile Densities and Density Quantiles
Abs t rac t . To estimate the quantile density function (the derivative of the quantile function) by kernel means, there are two alternative approaches. One is the derivative of the kernel quantile estimator, the other is essentially the reciprocal of the kernel density estimator. We give ways in which the former method has certain advantages over the latter. Various closely related smoothing i...
متن کاملMortgage insurance premiums and business cycle
This research first refines the pricing formula for mortgage insurance (MI) contracts proposed in Bardhan, Karapandža, and Urošević (2006) based on a modified contract whose setting is closer to reality. Since housing prices are usually observed to be cyclic in the mean growth rate and volatility due to economic fluctuations, our research further extends this modified MI pricing formula by taki...
متن کاملCalibrating affine stochastic mortality models using insurance contracts premiums
In this paper, we focus on the calibration of affine stochastic mortality models using insurance contracts premiums. Viewing insurance contracts as “market products,” we propose fitting stochastic models on the quotes of insurance policies. For this purpose, insurance contracts are viewed as a “swap” in which policyholders exchange cash flows (premiums vs. benefits) with an insurer analogous to...
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ژورنال
عنوان ژورنال: MaRBLe
سال: 2018
ISSN: 2468-0311
DOI: 10.26481/marble.2018.v2.618